HOW TO NEGOTIATE MEDICAL LIENS

Accident Injury Lawyer

Dealing with private health insurance liens can be tricky. But there are many tactics in reducing the total lien amount. Work zealously and diligently in negotiating the final lien amount early on in the case to minimize lien recovery.

 

  1. Reduce For Unrelated Charges

Review the lien, all the dates of services, and make sure that only visits related to the injury are include.

 

  1. Reduce For Unreasonable Charges

Review the total lien amount and reduce anything that seems too much. Check the CPT codes for standard rates for the area of service.

 

  1. Reduce For Comparative Fault

If the settlement was reduced for comparative fault, make sure to reduce the lien amount for the same percentage.

 

  1. Apportionment For Claimants

If the settlement is for multiple parties, make sure to apportion the settlement for the lien claimant only.

 

  1. Deduct For Out Of Pocket Expenses

Reduce the lien amount for any out of pocket expenses such as deductibles and co-pays.

 

  1. Determine The Portion Of Settlement Related To Medical Bills

Settlements often cover past and future medical bills, lost wages, and pain suffering. Determine the amount of the settlement for medical bills and reduce the lien amount accordingly.

 

  1. Priority Of Liens

Make sure to pay out liens in priority. If there is an issue of liens, make sure all lien claimant’s rights are accounted for and apportioned accordingly.

 

  1. Consider The Made Whole Doctrine

The Made Whole Doctrine limits the recovery when the injured victim has not fully recovered from the settlement. The doctrine allows a reduction for attorney fees and costs.

 

  1. Consider the Common Fund Doctrine

The Common Fund Doctrine further limits the recovery to a pro-rata share of the total settlement.

 

  1. Civility

Most likely you will deal with the lien claimant again on other matters. Make sure to maintain civility throughout the entire process.

 

Consult with an attorney

Damages are limited but the type of damages is very case specific. Given the severity of an incident, a party may even recover for the lost earning capacity and loss of ability to provide household services. Others allow for the recovery of emotional distress, even when the party making the claim was not directly harmed by the incident.

 

It is important to understand the extent of your damages and what can be recovered based on the specific facts surrounding the claim. It is just as important to consult an attorney in your state immediately following an incident to better understand and protect your legal rights. Do not wait, never hesitate, and reach out to a professional who is ready to serve your needs.

 

Location: Los Angeles, CA 91403

Consultation: Free - 60 minutes

Tel: (310) 363-0551

Email: jonathan [ at ] ellisbakh.com

 

 

Jonathan Bakhsheshian , Esq.

is an associate attorney at Ellis & Bakh, LLP where he specializes in wrongful death and catastrophic injury litigation.
He obtained his Bachelor of Arts in Philosophy at the University of California, Los Angeles and earned his Juris Doctorate from Pepperdine University School of Law. At Pepperdine, Jonathan was the Lead Articles Editor of the Pepperdine Dispute Resolution Law Journal and a lead member of the negotiations and mediations Team. He competed in several nationwide and international negotiation and mediation competitions. Jonathan continued his studies at the number one, nationally-ranked Straus Institute for Dispute Resolution and obtained his Masters in Dispute Resolution.

In addition to his classroom training, Jonathan externed for the United States District Court, Central District of California; United States Attorney’s Office, Department of Justice; Honorable Judge Robert Kwan, Bankruptcy Judge of the United States Bankruptcy Court for the Central District of California; Los Angeles Superior Court; and for the Los Angeles District Attorney’s Office.

Jonathan is dedicated to the principal and philosophy that every injured victim is entitled to the best representation, regardless of their personal financial status or complexity of their case. Jonathan prides himself on being a tough, creative, and fair legal advocate for all of his clients.

 

TERMS & CONDITIONS FOR ATTORNEY-WRITTEN BLOGS

 

This article is made available by the posting attorney for educational and/or discussion purposes only, as well as to give the reader some general information and a superficial understanding of legal terms, but certainly not to provide specific legal advice.  The article does not constitute either formal or informal legal advice, and is not a solicitation for the provision of legal services.  Under some interpretations of the legal ethics rules, some or all material in this article may be considered attorney advertising, but it is certainly not legal advice, and was never intended to provide legal advice.  The hiring of a lawyer is an important decision that should not be based upon advertisements, including any posted articles such as this one.  Every legal matter is different.  No specific results are implied by any discussion provided in any article, and no specific results could be achieved.

 

When reading this article, the reader must understand that there is no Attorney-Client relationship between the reader and the posting attorney.  An attorney-client relationship is established only when there is either a Contract between the parties, or a private, confidential meeting and/or communications between the Attorney and the client.

 

The posted article may be changed, improved, or updated without notice.  The posted article is basically an expression of opinions and thoughts, and the posting attorney makes no representations as to accuracy, completeness, or validity of any information in the article, or otherwise on this website.  The posting attorney will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use, in any way or form.

 

This article should not, and cannot, be used as a substitute for competent legal advice from a licensed professional attorney in your state.  This material does not constitute legal advice, and no reader should act or refrain from acting on the basis of any information contained in the posted article, without seeking appropriate legal or other professional advice on that reader’s particular circumstances.

 

Furthermore, the posting attorney does not endorse any content provided on this website, including any blogs or articles posted by others on this website, and is not associated with the publisher or the website, in any way or form.

You Agree to the Terms and Conditions Disclaimer

9 + 12 =

HOW DO I GET A COPY OF A COLLISION REPORT IF I WAS INVOLVED IN A CAR ACCIDENT?

If the police, sheriffs, or highway patrol arrive at the scene of a collision, or any other government entity, chances are a collision report was made. The agents at the scene of the incident will provide a report number which can be used to request a copy of a report several ways. If a report number was not provided, a search can still be made by providing information regarding the incident, including the date, time, location, and the information regarding the parties and the vehicles involved. In Los Angeles, it takes approximately thirty to sixty days for a report to be made available, absent certain special circumstances that result in expedited reports.

 

Obtain A Copy Through The Online Portal

Most places, such as the Los Angeles Police Department, Anaheim Police Department, Beverly Hills Police Department, Burbank Police Department, Culver City Police Department, Glendale Police Department, Oceanside Police Department, Orange Police Department, Pasadena Police Department, San Diego Police Department, Santa Barbra Police Department, and Ventura Police Department use an online portal through LexisNexis. The portal can be reached at https://policereports.lexisnexis.com/search/?AGENCY=CA0194200&lang=en. The portal requires the state, jurisdiction, involved party’s information, date of incident, location of incident, and/or the report number.

 

Obtain A Copy Through Mail

Most departments have a way of requesting the report through mail. Each department has their own form, address, and amount of payment for requesting the report. Make sure to check the proper police department that has jurisdiction over the incident and/or arrived at the incident. Call ahead to ensure the report is ready.

 

To obtain a copy of a collision report from the Los Angeles Police Department, download and complete the Traffic Collision Report Request form available at http://lapdonline.org/obtain_a_traffic_collision_report and return it with a $33 check or money order payable to the LAPD to:

 

Los Angeles Police Department

Records and Identification Division

P.O. Box 30158

Los Angeles, CA 90030

 

What About Reports Made By The Fire Department?

Each fire department has their own forms to fill out and procedures to follow to obtain medical and billing records from the fire department.

 

To obtain records from the Los Angeles Fire Department, download and fill out the form available at https://www.lafd.org/sites/default/files/pdf_files/LAFD%20PHI%20Authorization%20Form_0.pdf. The form requires information regarding the date, time, location of the incident, and the involved parties. Once the form is filled out, a check must be sent along with the form for $13.00 made payable to the LAFD and mailed to:

 

Los Angeles Fire Department

Attention EMS Records Custodian

200 North Main Street Suite #1620

Los Angeles, CA 90012

 

Can I Get Copies Of The 911 Calls Made Regarding The Car Accident?

Each department has their own forms to fill out and procedures to follow to obtain medical records from the fire department.

 

To 911 phone call records for calls made in Los Angeles County, the request must be submitted with the Los Angeles Fire Department. The form is available at https://www.lafd.org/sites/default/files/pdf_files/LAFD%20PHI%20Authorization%20Form_0.pdf. The form requires information regarding the date, time, location of the incident, and the involved parties. Once the form is filled out, a check must be sent along with the form for $10.00 made payable to the LAFD and mailed to:

 

Los Angeles Fire Department

Attention EMS Records Custodian

200 North Main Street

Suite #1620

Los Angeles, CA 90012

 

What If There Was A Fatality, Where Can I Get The Coroner’s Report?

Coroner’s reports made for victim ins Los Angeles County can be found at http://mec.lacounty.gov/.

 

A Lawsuit Can Be Filed To Recover Medical Expenses, Time Lost From Work, Pain & Suffering, And Other Damages

California Civil Code § 3281 states in pertinent part, “every person who suffers detriment from Personal Injury, the unlawful act or omission of another, may recover from the person in fault a compensation in money, which is called damages.” California law limits recovery to actual harm caused to the victim. Those damages are divided into two categories: economic damages and non-economic damages.

 

Economic damages include “objectively verifiable monetary losses” which includes past and future medical expenses, past and future lost earnings, lost earning capacity, and loss of use of real property. California Civil Code § 1431(b)(1). The amount recoverable for medical care and services must be reasonably and attributable to the injuries suffered from the incident. However, when determining future medical costs, the calculation can get difficult, since the medical treatment has not yet occurred. Typically, an attorney will consult with an expert in the field to evaluate your injuries to determine any future medical care and assign a reasonable value to the care.

 

Contrary to economic damages, non-economic damages include “subjective non-monetary losses” which includes pain, suffering, inconvenience, mental suffering, emotional distress, loss of companionship, injury to reputation, and humiliation. California Civil Code § 1431(b)(2). Emotional injuries include mental injuries such as fear, insomnia, grief, worry, inconvenience and the loss of enjoyment of life.

 

California Civil Procedure Code § 335 states that all claims for personal injuries must be brought within two years of the incident.

 

Consult with an attorney

Lawyers are not experts in math, but they are experts in the law. Following an auto accident, it is important to have an attorney when reporting a claim to make sure all rights are protected and to ensure maximum recovery of the claim. Regardless of whether there are any injuries or damages, if an accident is being reported, seek consultation with an attorney.

Do not wait, never hesitate, and reach out to a professional attorney who is ready to work for you.

 

Location: Los Angeles, CA 91403

Consultation: Free - 60 minutes

Tel: (310) 363-0551

Email: jonathan [ at ] ellisbakh.com

 

 

Jonathan Bakhsheshian , Esq.

is an associate attorney at Ellis & Bakh, LLP where he specializes in wrongful death and catastrophic injury litigation.
He obtained his Bachelor of Arts in Philosophy at the University of California, Los Angeles and earned his Juris Doctorate from Pepperdine University School of Law. At Pepperdine, Jonathan was the Lead Articles Editor of the Pepperdine Dispute Resolution Law Journal and a lead member of the negotiations and mediations Team. He competed in several nationwide and international negotiation and mediation competitions. Jonathan continued his studies at the number one, nationally-ranked Straus Institute for Dispute Resolution and obtained his Masters in Dispute Resolution.

In addition to his classroom training, Jonathan externed for the United States District Court, Central District of California; United States Attorney’s Office, Department of Justice; Honorable Judge Robert Kwan, Bankruptcy Judge of the United States Bankruptcy Court for the Central District of California; Los Angeles Superior Court; and for the Los Angeles District Attorney’s Office.

Jonathan is dedicated to the principal and philosophy that every injured victim is entitled to the best representation, regardless of their personal financial status or complexity of their case. Jonathan prides himself on being a tough, creative, and fair legal advocate for all of his clients.

 

TERMS & CONDITIONS FOR ATTORNEY-WRITTEN BLOGS

 

This article is made available by the posting attorney for educational and/or discussion purposes only, as well as to give the reader some general information and a superficial understanding of legal terms, but certainly not to provide specific legal advice.  The article does not constitute either formal or informal legal advice, and is not a solicitation for the provision of legal services.  Under some interpretations of the legal ethics rules, some or all material in this article may be considered attorney advertising, but it is certainly not legal advice, and was never intended to provide legal advice.  The hiring of a lawyer is an important decision that should not be based upon advertisements, including any posted articles such as this one.  Every legal matter is different.  No specific results are implied by any discussion provided in any article, and no specific results could be achieved.

 

When reading this article, the reader must understand that there is no Attorney-Client relationship between the reader and the posting attorney.  An attorney-client relationship is established only when there is either a Contract between the parties, or a private, confidential meeting and/or communications between the Attorney and the client.

 

The posted article may be changed, improved, or updated without notice.  The posted article is basically an expression of opinions and thoughts, and the posting attorney makes no representations as to accuracy, completeness, or validity of any information in the article, or otherwise on this website.  The posting attorney will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use, in any way or form.

 

This article should not, and cannot, be used as a substitute for competent legal advice from a licensed professional attorney in your state.  This material does not constitute legal advice, and no reader should act or refrain from acting on the basis of any information contained in the posted article, without seeking appropriate legal or other professional advice on that reader’s particular circumstances.

 

Furthermore, the posting attorney does not endorse any content provided on this website, including any blogs or articles posted by others on this website, and is not associated with the publisher or the website, in any way or form.

You Agree to the Terms and Conditions Disclaimer

9 + 5 =

6 Ways To Get A Driver’s Insurance Policy Information

  1. Get A Copy Of The Collision Report

 

If the police, sheriff, or highway patrol arrived at the scene, chances are, a collision report was made. If you obtained a collision report number, most places, such as the Los Angeles Police Department, Anaheim Police Department, Beverly Hills Police Department, Burbank Police Department, Culver City Police Department, Glendale Police Department, Oceanside Police Department, Orange Police Department, Pasadena Police Department, San Diego Police Department, Santa Barbra Police Department, and Ventura Police Department use an online portal through LexisNexis to access their collision reports. The portal can be reached at https://policereports.lexisnexis.com/search/?AGENCY=CA0194200&lang=en. The portal requires the state, jurisdiction, involved party’s information, date of incident, location of incident, and/or the report number.

 

Most departments have a way of requesting the report through mail. Each department has their own form, address, and amount of payment for requesting the report. Make sure to check the proper police department that has jurisdiction over the incident and/or arrived at the incident. Call ahead to ensure the report is ready.

 

To obtain a copy of a collision report from the Los Angeles Police Department, download and complete the Traffic Collision Report Request form available at http://lapdonline.org/obtain_a_traffic_collision_report and return it with a $33 check or money order payable to the LAPD to:

 

Los Angeles Police Department

Records and Identification Division

P.O. Box 30158

Los Angeles, CA 90030

 

  1. File A California DMV Form SR-1

 

In California, the law requires that traffic accidents on street, highway, or private property to be reported to the Department of Motor Vehicles within ten days of the accident if there was an injury, death, or property damage more than $1,000.00. Untimely reporting of the traffic accident to the Department of Motor Vehicles could result in the Department of Motor Vehicle suspending a driver license. California Vehicle Code § 1806 requires the Department of Motor Vehicles to record accident information regardless of fault and requires that the driver file an SR-1 form with the Department of Motor Vehicles regardless of whether they caused the collision.

 

The form can be found at https://www.dmv.ca.gov/web/eng_pdf/sr1.pdf and there are no fees for submitting the form. It can be mailed to:

 

Department of Motor Vehicles

P.O. Box 942884

Sacramento, CA 94284-0884

 

After the form is filled out, a copy is sent to the other driver. If the DMV has the other driver’s insurance in their file, a copy will also be sent to their insurance company. The DMV will also update their file and fill in the SR-1 with the missing insurance information.

 

  1. File A California DMV Form SR-19

 

This form can be used to obtain insurance information of a vehicle, a photocopy of a reported DMV Form SR-1, or an uninsured motorist certificate. This can be useful to obtain insurance information of another driver. Once the DMV receives the SR-1 form, they investigate the license plate and driver to find their insurance policy coverage for the incident. Then, a driver can obtain a copy of the updated form with the update insurance information. If there is no insurance information in the file, then the DMV will return a certificate of non-insurance for the incident, useful to open up an uninsured motorist claim under applicable policy.

 

The form can be found at https://www.dmv.ca.gov/portal/wcm/connect/4acbfc87-082f-4183-b307-8db1c82f7cac/sr19c.pdf?MOD=AJPERES&CVID= and must be submitted to the Department of Motor Vehicles with a nonrefundable fee of $20.00 and can be mailed to:

 

Department of Motor Vehicles

Financial Responsibility Department

P.O. Box 942884

Mail Station J237

Sacramento, CA 94284-0884

 

  1. File A California DMV Form INF 1161E

 

In a pending civil or criminal action, this form can be used by an attorney licensed to practice in California to obtain driver’s license information or vehicle registration records of another vehicle. This is useful with collision reports do not have the correct information or in cases of a hit and run. After finding the driver’s license information or vehicle registration records, you can then submit an SR-1 form and a SR-19 form to obtain the insurance information.

 

The form can be found at https://www.dmv.ca.gov/portal/wcm/connect/7a06a225-a00a-49be-b994-479c72a9fa04/inf1161e.pdf?MOD=AJPERES&CVID= and must be submitted to the Department of Motor Vehicles with the appropriate fees and mailed to:

 

Department of Motor Vehicles

Public Operations – G199

P.O. Box 944247

Sacramento, CA 94244-2470

 

  1. Send A Letter To The Defendant

 

If the other party is not represented by an attorney, a letter can be sent to the driver and/or registered owner of the other vehicle (information can be obtained via SR-1, SR-19, and/or INF 1161F) demanding them to send their insurance information.

 

  1. Run A Policy Background Check

 

Many companies provide services for fees ranging from $200.00 to $500.00 for policy background checks. These policy checks can check for car insurances, homeowner policies, umbrellas policies, liability coverage, and other types of coverages for any incident.

 

Consult with an attorney

 

Lawyers are not experts in math, but they are experts in the law. Following an auto accident, it is important to have an attorney when reporting a claim to make sure all rights are protected and to ensure maximum recovery of the claim. Regardless of whether there are any injuries or damages, if an accident is being reported, an attorney should be consulted.

 

Do not wait, never hesitate, and reach out to a professional attorney who is ready to work for you.

 

Location: Los Angeles, CA 91403

Consultation: Free - 60 minutes

Tel: (310) 363-0551

Email: jonathan [ at ] ellisbakh.com

 

 

Jonathan Bakhsheshian , Esq.

is an associate attorney at Ellis & Bakh, LLP where he specializes in wrongful death and catastrophic injury litigation.
He obtained his Bachelor of Arts in Philosophy at the University of California, Los Angeles and earned his Juris Doctorate from Pepperdine University School of Law. At Pepperdine, Jonathan was the Lead Articles Editor of the Pepperdine Dispute Resolution Law Journal and a lead member of the negotiations and mediations Team. He competed in several nationwide and international negotiation and mediation competitions. Jonathan continued his studies at the number one, nationally-ranked Straus Institute for Dispute Resolution and obtained his Masters in Dispute Resolution.

In addition to his classroom training, Jonathan externed for the United States District Court, Central District of California; United States Attorney’s Office, Department of Justice; Honorable Judge Robert Kwan, Bankruptcy Judge of the United States Bankruptcy Court for the Central District of California; Los Angeles Superior Court; and for the Los Angeles District Attorney’s Office.

Jonathan is dedicated to the principal and philosophy that every injured victim is entitled to the best representation, regardless of their personal financial status or complexity of their case. Jonathan prides himself on being a tough, creative, and fair legal advocate for all of his clients.

 

TERMS & CONDITIONS FOR ATTORNEY-WRITTEN BLOGS

 

This article is made available by the posting attorney for educational and/or discussion purposes only, as well as to give the reader some general information and a superficial understanding of legal terms, but certainly not to provide specific legal advice.  The article does not constitute either formal or informal legal advice, and is not a solicitation for the provision of legal services.  Under some interpretations of the legal ethics rules, some or all material in this article may be considered attorney advertising, but it is certainly not legal advice, and was never intended to provide legal advice.  The hiring of a lawyer is an important decision that should not be based upon advertisements, including any posted articles such as this one.  Every legal matter is different.  No specific results are implied by any discussion provided in any article, and no specific results could be achieved.

 

When reading this article, the reader must understand that there is no Attorney-Client relationship between the reader and the posting attorney.  An attorney-client relationship is established only when there is either a Contract between the parties, or a private, confidential meeting and/or communications between the Attorney and the client.

 

The posted article may be changed, improved, or updated without notice.  The posted article is basically an expression of opinions and thoughts, and the posting attorney makes no representations as to accuracy, completeness, or validity of any information in the article, or otherwise on this website.  The posting attorney will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use, in any way or form.

 

This article should not, and cannot, be used as a substitute for competent legal advice from a licensed professional attorney in your state.  This material does not constitute legal advice, and no reader should act or refrain from acting on the basis of any information contained in the posted article, without seeking appropriate legal or other professional advice on that reader’s particular circumstances.

 

Furthermore, the posting attorney does not endorse any content provided on this website, including any blogs or articles posted by others on this website, and is not associated with the publisher or the website, in any way or form.

You Agree to the Terms and Conditions Disclaimer

2 + 10 =

Should I Keep My Child’s Car Seat After A Car Accident?

Many car seats need to be replaced if they were in a vehicle that was involved in a car accident. Even if the child was not in the car seat during the crash, the force of the crash could cause damage to the car seat, loosen a screw, weaken a part, etc. Most insurance companies will replace car sears right away and will reimburse for same-like model. The old car seat can also be recycled.

 

The At-Fault Driver’s Insurance Company Is Required To Replace Child Seats

 

Insurance Code § 11580.011 requires insurance companies to replace a car seat or reimburse the claimant for the cost of purchasing a new car seat if it was in use by a child during the collision or if it sustained a covered loss while in the vehicle. The claimant has the option to give the replaced car seat to their nearest California Highway Patrol office.

 

If the insurance company refuses to pay for a replacement, under California Civil Procedure Code § 340, a lawsuit must be brought within three years of the date of the incident.

 

Consult with an attorney

Lawyers are not experts in math, but they are experts in the law. Following an auto accident, it is important to have an attorney when reporting a claim to make sure all rights are protected and to ensure maximum recovery of the claim. Regardless of whether there are any injuries or damages, if an accident is being reported, an attorney should be consulted.

Do not wait, never hesitate, and reach out to a professional attorney who is ready to work for you.

 

Location: Los Angeles, CA 91403

Consultation: Free - 60 minutes

Tel: (310) 363-0551

Email: jonathan [ at ] ellisbakh.com

 

 

Jonathan Bakhsheshian , Esq.

is an associate attorney at Ellis & Bakh, LLP where he specializes in wrongful death and catastrophic injury litigation.
He obtained his Bachelor of Arts in Philosophy at the University of California, Los Angeles and earned his Juris Doctorate from Pepperdine University School of Law. At Pepperdine, Jonathan was the Lead Articles Editor of the Pepperdine Dispute Resolution Law Journal and a lead member of the negotiations and mediations Team. He competed in several nationwide and international negotiation and mediation competitions. Jonathan continued his studies at the number one, nationally-ranked Straus Institute for Dispute Resolution and obtained his Masters in Dispute Resolution.

In addition to his classroom training, Jonathan externed for the United States District Court, Central District of California; United States Attorney’s Office, Department of Justice; Honorable Judge Robert Kwan, Bankruptcy Judge of the United States Bankruptcy Court for the Central District of California; Los Angeles Superior Court; and for the Los Angeles District Attorney’s Office.

Jonathan is dedicated to the principal and philosophy that every injured victim is entitled to the best representation, regardless of their personal financial status or complexity of their case. Jonathan prides himself on being a tough, creative, and fair legal advocate for all of his clients.

 

TERMS & CONDITIONS FOR ATTORNEY-WRITTEN BLOGS

 

This article is made available by the posting attorney for educational and/or discussion purposes only, as well as to give the reader some general information and a superficial understanding of legal terms, but certainly not to provide specific legal advice.  The article does not constitute either formal or informal legal advice, and is not a solicitation for the provision of legal services.  Under some interpretations of the legal ethics rules, some or all material in this article may be considered attorney advertising, but it is certainly not legal advice, and was never intended to provide legal advice.  The hiring of a lawyer is an important decision that should not be based upon advertisements, including any posted articles such as this one.  Every legal matter is different.  No specific results are implied by any discussion provided in any article, and no specific results could be achieved.

 

When reading this article, the reader must understand that there is no Attorney-Client relationship between the reader and the posting attorney.  An attorney-client relationship is established only when there is either a Contract between the parties, or a private, confidential meeting and/or communications between the Attorney and the client.

 

The posted article may be changed, improved, or updated without notice.  The posted article is basically an expression of opinions and thoughts, and the posting attorney makes no representations as to accuracy, completeness, or validity of any information in the article, or otherwise on this website.  The posting attorney will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use, in any way or form.

 

This article should not, and cannot, be used as a substitute for competent legal advice from a licensed professional attorney in your state.  This material does not constitute legal advice, and no reader should act or refrain from acting on the basis of any information contained in the posted article, without seeking appropriate legal or other professional advice on that reader’s particular circumstances.

 

Furthermore, the posting attorney does not endorse any content provided on this website, including any blogs or articles posted by others on this website, and is not associated with the publisher or the website, in any way or form.

You Agree to the Terms and Conditions Disclaimer

14 + 3 =